5 Lessons I Learned the Hard Way as a Small Business Owner

David Bakke run an online reselling business and also writes about small business success and money management tips on Money Crashers Personal Finance.   The Internet is filled with stories of making $50k in the first year of self-employment and six figure incomes shortly thereafter. Unfortunately, these examples aren’t the norm. I launched two home-based businesses…

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Don’t Be So Cheap That…

Years ago when my husband and I had our first apartment, I had no idea about what it took to live on my own. I didn’t know about insurance or anything I just knew that we were somewhat broke and we didn’t want to spend a lot of money. I used to keep the heat…

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How to Start Tracking Your Expenses

Whether you are in debt or not, you need to know what you are spending your money on. One of the main reasons to track your expenses isn’t what you think. You need to track your expenses to make sure you are getting good value for your money. By value I don’t mean if it…

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How I Paid Off Over $70,000 in Debt and Quit My Job

Here is a quick history on what my husband and I did to pay off over $70,000 in debt in a year and how I quit my job even though I made over 2/3rds of our income!   Our debt: Honda Civic $19,300 Student Loan 1 $3,400 Student Loan 2 $22,780 Home Equity Loan $24,560…

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Tips on How to Buy a Used Car

We just recently purchased a 7 passenger Ford Explorer. Buying a car tends to consume your life while you are doing it. You notice cars everywhere. You pay attention to the feel of the seats, and hurt your neck trying to look at used car dealerships when you pass. Here are a few tips on…

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